One GREAT step in the credit building process is to add good credit history to your report. As the negative credit history is removed or ages, it will count less against your score and the new good credit history will count more towards your score
Credit Loan Builder Programs Secure Credit Cards
- Self Visa - no credit check, no deposit, must be enrolled in Self Lender Credit Loan Builder account for minimum of three months
- Chime Secure - no credit check, no minimum security deposit, no annual fee, must have a Chime Spending account
- Opensky - no credit check, $200 refundable security deposit, $35 annual fee
- First Progress - no credit check, $200 refundable security deposit, $29 - $49 annual fee
- Discover it - requires credit check, $200 refundable security deposit, no annual fee, convertible to unsecure card
Department Store & Online Store (Bad & Low Scores 550 or above)
